Jackie Carolyn (Phillips) Karrow was born on November 9, 1945 in Walters, OK to Arvell J. "Tip" and Margrey J. (McCarley) Phillips. She attended school at Walters, Apheaton, and graduated from Chattanooga High School. On January 27, 2001, she and Kenneth Karrow were united in marriage in Faxon, OK. They resided in Loveland, Colorado prior to moving to Adrian, Missouri to be closer to family. She departed this life on Monday, June 13, 2022 in Adrian, MO at the age of 76 years, 7 months, and 4 days.

Jackie was preceded in death by her parents, Arvell J. "Tip" and Margrey Phillips; nephew, Jeff Phillips; and granddaughter, Laura Jo Tarver. She is survived by her spouse, Kenneth Karrow, of Adrian, Missouri; two daughters: Margie (Kevin) Caramucci of Waxahachie, TX; and Sally Jarrell of Duncan, OK; grandchildren: Heather Shaw, Kristina (Trevor) Pollock, Bailey Gossett, Jordan (Buddy) Griswold, McKenna Caramucci, and Garrett Caramucci; great-grandchildren: Ashlyn Red Elk, Hadleigh Shaw, Deegan Pollock, Ryatt Griswold, and Remington Griswold; siblings: Dub (Michelle) Phillips, Linda (Jim) Cooper, Avrella Cochrane, Ronnie (Jayna) Phillips, Virginia (Randy) Brasier. Jackie was also a loving aunt to many nieces and nephews.

Graveside services were held on June 25, 2022 at the Chattanooga Cemetery, Chattanooga, OK, and a memorial service at Our Savior Lutheran Church in Harrisonville on July 16, 2022 at 3 pm.